Tuesday, December 15, 2009

Forecast and Faery Finder for 12/16/09

12-16-09
Forecast and Faery Finder
By Janice Scott-Reeder and the Bitwit


New Moon Today!

According to Llewellyn’s Spell-a-Day Almanac, today’s color is White and the incense is
Bay Laurel.


FORECASTS:

Deck: Navigators Tarot of the Mystic Sea.

Today’s Tarot Card is the Seven of Pentacles: variance. Money arguments are rife today. No one thinks they are getting their fair share and there are a lot of people out to cheat you.

Astrological Source: Llewellyn’s 2009 Daily Planetary Guide.
Astrologically:
The New Moon is at 7:02 AM EST in 24Sagittarius40.
The morning is fuzzy around the edges. Be very careful doing anything that requires precision and that includes driving.
The Moon enters Capricorn at 5:32 PM EST and a somber mood descends.
You can’t do much late tonight but you can plan the changes you intend to make

Deck: Healing with the Fairies.
The Faeries say:
It is very hard to look inside yourself and see your true motives when they are less than sterling.

Today’s Cat Comfort Card is:
Sophisticat: “Steep yourself in culture. Learn one new thing today.”

Deck: The Fairies’ Oracle by Brian Froud & Jessica MacBeth
Today’s Faery Finder is on the lookout for:
The Singer of Courage is about today. Courage is not the absence if fear. It is the ability to do what is right through the fear. It is the ability to do what is right when there is nothing in it for you and no one is watching. That is the mark of true courage.

Today’s Lo Shu Number is 2 and the Element is Wood. The Ox finds conflict today but the Sheep and Monkey have a good day. Today is not an auspicious day for construction.

Today’s Message from the Universe is: “Any difficulty I might have with people in my life tells me that I have not succeeded in communicating through ordinary means. I ask the Supreme Being to send Light in this situation. I stop talking about this problem. I know that Divine Love is now in action. Everything is working out quickly, easily and successfully.” Annie Marquier creating a world of peace one thought at a time.

COMMENTARIES BY JANICE SCOTT-REEDER

Have you ever noticed how when something goes wrong on the computer, you either hit the keys harder or really click hard on the mouse? It has no effect, but you keep doing it.
I have the most full proof security system on the internet. Even if you hijack my password file, it is pretty darned useless. You see, I never figured out how to correct it, so just about every stored password or user ID has a spelling error or something more fatal. I just automatically correct it when it fills them at the pages. Some times being dyslexic has advantages.
My headache started at 1 AM and remained until 5:30 PM. It is times like this when I get the sinus, migraine, tension and cluster headache all in one that the guillotine seems like a viable medical procedure. The FDA can shove their recommended limits on aspirin today. All of this was precipitated by me hitting the cook instead of timer button on the microwave. I am going to buy a timer. This is the second time. The first time there was nothing in the microwave. This time there was and I have a horrible mess to clean up, if it actually ever works again. I am still scrapping and cleaning and trying to get the smoke out of the house. I do worry about the cats. None of them panicked. They should panic.
Folks, this new Medicare provision to replace the public option has me very worried. So far I have been dealing with two of the biggest insurance companies, who collect obscene premiums on George and I and pay out as little as is possible. There is a box on every one of the claim forms where you state you are not eligible for any other medical insurance, and that includes Medicare. You may never have seen that box if you just go in and pay your co payment. You checked it at the beginning of the year, and are legally bound to notify them of any change to the provision. George is going to get bumped out of the private insurance when he turns 65, but with this new “gift” from the Conservatives, we may both find ourselves on medicare next year and it will not pay the expenses. Medicare doesn’t negotiate fees with doctors to get the lowest price, they just pay a customary fixed fee. No one wants to take them because it takes 90 days in most cases to get paid. Without the insurance company negotiating fees with doctors, that is the end of co payments. That means if the doctor charges 225.00 for a visit and Medicare pays on a sliding scale of 65.00 for the visit and your insurance company considers 100.00 a customary cost, they are going to pay 40% (now everyone will be out of plan) of the 35.00 difference and you are going to owe the doctor over 135.00 instead of your current 35.00 co payment. The Insurance Companies are going to be elated. They just cleared their roles of clients over 56 and cut their expenses probably by 50%. Businesses will be getting a nice break on their insurance premiums and you are going to be screwed. This is one gift horse that requires you read the bill and then read your policy’s fine, fine print. Now, if they decide to be even more generous and include children in Medicaide, guess who will be at the free clinic instead of their pediatrician? I’ll give you a hint. It won’t be your Congressperson’s kids. Never let a committee who is in the hip pocket of the insurance companies write a medical reform package because you can be assured the two people not screwed will be the insurance companies and the congresspeople. They are counting on the fact that 95% of the people with insurance have never read their policies and don’t understand them so the bill looks just peachy. Oh, I was really happy for about 4 hours after I read it and then I went; WAIT A MINUTE. This is bad, very bad. I remember reading that Medicare provision on the insurance policy and George is nowhere near his birthday and he is being inundated with Medicare plans. I think they figure it will take 6 months to untangle what you are supposed to have and guess where they are getting his name and address? Yup, our lovely insurance company is giving that information out. They already have one foot on his backside and the door open.
Now before you local Tea Bagger tells you this is all wonderful and won‘t affect you, ask yourself one question; Has this person read my insurance policy?

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